:root{
    --navy:#0A2342; --royal:#1D4ED8; --royal-dark:#1741B5; --teal:#14B8A6; --accent:#F59E0B; --accent-dark:#D97706;
    --bg:#F8FAFC; --surface:#FFFFFF; --text:#111827; --text-muted:#4B5563; --border:#E5E7EB;
    --shadow-sm:0 1px 2px rgba(10,35,66,0.06); --shadow-md:0 8px 24px rgba(10,35,66,0.08);
    --radius:16px;
  }

  .legal-meta{color:rgba(255,255,255,.6);font-size:13.5px;margin-top:10px;}

  .legal-wrap{max-width:840px;margin:0 auto;}
  .legal-intro{color:var(--text-muted);font-size:16.5px;line-height:1.7;margin-bottom:8px;}

  .accordion{max-width:840px;margin:0 auto;display:flex;flex-direction:column;gap:14px;}
  .acc-item{background:#fff;border:1px solid var(--border);border-radius:14px;overflow:hidden;}
  .acc-trigger{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:20px 22px;background:none;border:none;cursor:pointer;text-align:left;font-family:'Poppins',sans-serif;font-size:16.5px;font-weight:600;color:var(--navy);}
  .acc-trigger .num{color:var(--royal);font-size:13px;font-weight:700;margin-right:12px;}
  .acc-chevron{transition:transform .25s ease;flex:none;color:var(--text-muted);}
  .acc-item.open .acc-chevron{transform:rotate(180deg);}
  .acc-panel{max-height:0;overflow:hidden;transition:max-height .3s ease;}
  .acc-item.open .acc-panel{max-height:2400px;}
  .acc-body{padding:0 22px 22px;color:var(--text-muted);font-size:15.5px;line-height:1.75;}
  .acc-body p{margin:0 0 12px;}
  .acc-body p:last-child{margin-bottom:0;}
  .acc-body ul{margin:8px 0 12px;padding-left:20px;}
  .acc-body li{margin-bottom:6px;}
  .acc-body h5{font-family:'Poppins',sans-serif;color:var(--navy);font-size:15px;margin:16px 0 6px;}
  .acc-body h5:first-child{margin-top:0;}