:root{
    --navy:#0A2342; --royal:#1D4ED8; --royal-dark:#1741B5; --teal:#14B8A6;
    --bg:#F8FAFC; --surface:#FFFFFF; --text:#111827; --text-muted:#4B5563; --border:#E5E7EB;
    --success:#10B981; --error:#EF4444;
    --shadow-sm:0 1px 2px rgba(10,35,66,0.06); --shadow-md:0 8px 24px rgba(10,35,66,0.08); --shadow-lg:0 20px 40px rgba(10,35,66,0.14);
    --radius:16px;
  }
  *{box-sizing:border-box;}
  body{margin:0;background:var(--bg);color:var(--text);font-family:'Inter',sans-serif;font-size:16px;line-height:1.6;}
  h1,h2,h3,h4{font-family:'Poppins',sans-serif;margin:0;color:var(--navy);letter-spacing:-0.01em;}
  a{color:inherit;text-decoration:none;}
  .container{max-width:1280px;margin:0 auto;padding:0 24px;}
  @media(min-width:1024px){.container{padding:0 64px;}}

  header{height:80px;display:flex;align-items:center;background:#fff;border-bottom:1px solid var(--border);}
  .nav-wrap{display:flex;align-items:center;justify-content:space-between;width:100%;}
  .logo{display:flex;align-items:center;gap:10px;font-family:'Poppins',sans-serif;font-weight:700;font-size:18px;color:var(--navy);}
  .logo-mark{width:32px;height:32px;border-radius:8px;background:linear-gradient(135deg,var(--navy),var(--royal));display:flex;align-items:center;justify-content:center;flex:none;}
  .logo-mark svg{width:16px;height:16px;}
  .exit-link{font-size:14px;font-weight:600;color:var(--text-muted);display:flex;align-items:center;gap:6px;}
  .exit-link:hover{color:var(--navy);}

  .page-hero{text-align:center;padding:48px 24px 8px;}
  .eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(20,184,166,0.12);color:#0F766E;font-size:13px;font-weight:600;padding:6px 14px;border-radius:999px;margin-bottom:16px;}
  .eyebrow::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--teal);}
  .page-hero h1{font-size:32px;}
  .page-hero p{color:var(--text-muted);max-width:480px;margin:12px auto 0;}

  /* Progress bar */
  .progress-wrap{max-width:640px;margin:36px auto 0;padding:0 24px;}
  .progress-track{height:6px;background:var(--border);border-radius:999px;overflow:hidden;margin-bottom:20px;}
  .progress-fill{height:100%;background:linear-gradient(90deg,var(--royal),var(--teal));border-radius:999px;transition:width .4s cubic-bezier(.16,1,.3,1);}
  .steps-row{display:flex;justify-content:space-between;}
  .step-label{display:flex;flex-direction:column;align-items:center;gap:8px;flex:1;font-size:12.5px;color:var(--text-muted);text-align:center;}
  .step-dot{width:30px;height:30px;border-radius:50%;background:#fff;border:2px solid var(--border);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:13px;color:var(--text-muted);transition:.3s;}
  .step-label.done .step-dot{background:var(--teal);border-color:var(--teal);color:#053b34;}
  .step-label.active .step-dot{background:var(--royal);border-color:var(--royal);color:#fff;}
  .step-label.active{color:var(--navy);font-weight:600;}
  .step-label.done{color:var(--navy);}

  /* Form card */
  .form-shell{max-width:640px;margin:36px auto 96px;padding:0 24px;}
  .form-card{background:#fff;border:1px solid var(--border);border-radius:20px;padding:36px;box-shadow:var(--shadow-md);}
  @media(min-width:640px){.form-card{padding:44px;}}
  .form-card h3{font-size:22px;margin-bottom:6px;}
  .form-card .step-sub{color:var(--text-muted);font-size:14.5px;margin-bottom:28px;}

  .field{margin-bottom:20px;}
  .field label{display:block;font-size:14px;font-weight:600;color:var(--navy);margin-bottom:8px;}
  .field .hint{font-weight:400;color:var(--text-muted);font-size:12.5px;}
  .field input, .field select, .field textarea{
    width:100%;height:48px;border:1px solid var(--border);border-radius:10px;padding:0 14px;
    font-family:'Inter',sans-serif;font-size:15px;color:var(--text);background:#fff;
  }
  .field textarea{height:auto;padding:12px 14px;resize:vertical;min-height:88px;}
  .field input:focus, .field select:focus, .field textarea:focus{outline:none;border-color:var(--royal);box-shadow:0 0 0 3px rgba(29,78,216,.15);}
  .field input.error, .field select.error{border-color:var(--error);}
  .error-msg{display:none;color:var(--error);font-size:12.5px;margin-top:6px;font-weight:500;}
  .field.has-error .error-msg{display:block;}
  .row-2{display:grid;grid-template-columns:1fr;gap:20px;}
  @media(min-width:560px){.row-2{grid-template-columns:1fr 1fr;}}

  .checkbox-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;}
  @media(min-width:560px){.checkbox-grid{grid-template-columns:repeat(3,1fr);}}
  .check-tile{
    display:flex;align-items:center;gap:10px;border:1px solid var(--border);border-radius:10px;
    padding:12px 14px;cursor:pointer;font-size:14.5px;font-weight:500;transition:.15s;
  }
  .check-tile:hover{border-color:var(--royal);}
  .check-tile.active{border-color:var(--royal);background:rgba(29,78,216,.06);color:var(--royal);font-weight:600;}
  .check-tile input{width:auto;height:auto;accent-color:var(--royal);}

  .ref-block{border:1px dashed var(--border);border-radius:12px;padding:18px;margin-bottom:16px;}
  .ref-block .ref-title{font-size:13px;font-weight:700;color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;margin-bottom:14px;}

  .review-section{border-bottom:1px solid var(--border);padding:16px 0;}
  .review-section:last-child{border-bottom:none;}
  .review-section h4{font-size:14px;color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;margin-bottom:10px;}
  .review-row{display:flex;justify-content:space-between;gap:16px;font-size:14.5px;padding:4px 0;}
  .review-row .k{color:var(--text-muted);}
  .review-row .v{font-weight:600;color:var(--navy);text-align:right;}
  .edit-link{font-size:13px;font-weight:600;color:var(--royal);}

  .form-nav{display:flex;justify-content:space-between;align-items:center;margin-top:32px;}
  .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:600;font-size:15px;padding:14px 26px;border-radius:10px;cursor:pointer;border:none;transition:.2s;}
  .btn-primary{background:var(--royal);color:#fff;}
  .btn-primary:hover{background:var(--royal-dark);}
  .btn-outline{background:transparent;border:1.5px solid var(--border);color:var(--navy);}
  .btn-outline:hover{border-color:var(--royal);color:var(--royal);}
  .btn:disabled{opacity:.5;cursor:not-allowed;}

  .step-panel{display:none;}
  .step-panel.active{display:block;animation:fadein .35s cubic-bezier(.16,1,.3,1);}
  @keyframes fadein{from{opacity:0;transform:translateY(8px);}to{opacity:1;transform:translateY(0);}}

  /* Confirmation */
  .confirm-panel{text-align:center;padding:20px 0 0;}
  .confirm-icon{width:72px;height:72px;border-radius:50%;background:rgba(16,185,129,.12);display:flex;align-items:center;justify-content:center;margin:0 auto 24px;}
  .confirm-icon svg{width:34px;height:34px;color:var(--success);}
  .confirm-panel h3{font-size:24px;}
  .confirm-panel p{color:var(--text-muted);max-width:420px;margin:12px auto 32px;}
  .timeline-mini{display:flex;flex-direction:column;gap:0;text-align:left;max-width:380px;margin:0 auto 32px;}
  .tl-item{display:flex;gap:14px;padding-bottom:24px;position:relative;}
  .tl-item:last-child{padding-bottom:0;}
  .tl-item::before{content:"";position:absolute;left:11px;top:26px;bottom:0;width:2px;background:var(--border);}
  .tl-item:last-child::before{display:none;}
  .tl-dot{width:24px;height:24px;border-radius:50%;background:var(--teal);color:#053b34;font-size:12px;font-weight:700;display:flex;align-items:center;justify-content:center;flex:none;z-index:1;}
  .tl-item.pending .tl-dot{background:var(--border);color:var(--text-muted);}
  .tl-text b{display:block;font-size:14.5px;color:var(--navy);}
  .tl-text span{font-size:13px;color:var(--text-muted);}

  :focus-visible{outline:3px solid rgba(29,78,216,.45);outline-offset:2px;}
  @media (prefers-reduced-motion: reduce){*{animation-duration:.001ms !important;transition-duration:.001ms !important;}}